Running a business in the automotive industry can be like racing on a track that’s always changing. Much like in any high-level race, consistently winning depends on how thoroughly you understand your vehicle and its systems, how efficiently you spend your time and resources, and how skillfully you navigate the course. However, since this course never stops shifting, those who consistently make it to the winner’s circle in this competition are the ones who are also best able to adapt to the unexpected curves.

In such a dynamic and often unpredictable marketplace, no one knows what it takes for a dealership to succeed better than the people who own and manage it. You understand that whether you’re facing supply chain issues, evolving customer preferences, friction within your sales and service processes, or any of the myriad other obstacles or surprises, your expertise and experience, your preparation and — maybe most importantly — the people you have in place are what will help you meet each challenge and come out on top.

Who’s on Your Team?

Assembling a championship team goes well beyond staffing your organization with talented and dedicated personnel. It requires forming relationships with outside vendors and partners who both complement your strengths and can help fill in any gaps in your service or logistics capabilities. It means choosing the right financial partner — and there’s no financial teammate better ready and able to help you win and win again than America First Credit Union.

America First is Utah’s No. 1 auto lender for a reason — make that many reasons. We offer competitively low rates and turnkey financing options that help dealerships turn browsers into buyers. We provide frequent on-site support to keep you up to speed on our latest offerings and promotions and to make sure we’re there to help in any way we can. And we give dealerships access to a full range of business tools and merchant services to help them maximize their cash flow, secure the financing they need to operate and grow, streamline their processes and make the most out of every dollar that comes in or goes out.

Business Visa^® Credit Cards

Cashflow can make or break any business, which is what makes the flexibility and buying power of an America First Business Visa Platinum card so valuable. We offer a variety of options, including the Business Cash Back + card, which gives you 2% cash back on fuel purchases and 1.5% cash back on everything else, and the Business Rewards card, which earns you one point for every dollar you spend. All our Business Visa cards come standard with no annual fees, a competitively low interest rate, industry-leading security features, the backing of our unbeatable personal service and more. We’ve designed our lineup of Business Visa Platinum cards to give every organization the tool that makes the most financial sense to them.

Business Loans and Lines of Credit

Having reliable access to affordable financing is essential to any business trying to take the lead in a field as competitive as the automotive industry. That’s one more reason why America First is such an indispensable member of any dealership’s crew. Our commitment to helping businesses secure the funds they need is second to none, and it’s that dedication that has made us the No. 1 SBA lending credit union in the country. Whether your business is big or small, we understand what it takes to grow, and we’ve got the lending options to help you do it, including SBA loans, commercial auto loans to help you build out your fleet, equipment loans, unsecured-capital loans, business acquisition loans or commercial real estate loans, or business lines of credit.

High-Yield Business Checking

If your dealership needs the ability to write high-dollar checks but still wants to take advantage of the best market rates, High-Yield Business Checking might be exactly what your bottom line has been looking for. It gives you easy access to your money for the everyday transactions while still earning you higher dividends on your account balance. And pairing it with a High-Yield Savings account and America First Business Visa card can help you fine-tune your cash flow and keep your dealership’s financial engine humming.

Future-Proof Your Finances

Business moves fast, especially in the automotive industry, but no matter what new shape the course might take in the next week or the next 10 years, your customers’ expectations of quality, personal and valuable service will never change. You and your dealership deserve to have the right people and tools in place to help you not only meet but exceed those expectations. You deserve a financial partner who will be with you every mile and every sale. You deserve to take that checkered flag — and America First Credit Union is here to make sure you do.